Retirement Planning Services

Planning for retirement looks much different today than it did for your parents. Pension plans, so common a few years ago, are now few and far between. And headlines routinely question the viability of Social Security. These factors, paired with your personal goals, can complicate retirement planning. Let us provide you with a convenient, confidential, and comprehensive retirement plan. Western Lakes Financial’s unique approach to financial planning looks at several factors to make your plan as efficient as possible while helping reach your retirement goals.

Our Process

Our Retirement Planning Approach

Advance Retirement Planning

The fastest way to help create a workable plan is to focus on intelligent and efficient retirement strategies, not aggressive investment selection.

Maximizing retirement income is essential to maintaining a sufficient portfolio balance and leaving a legacy for children and grandchildren.
Western Lakes Financial works to provide workable solutions for each client.

Tax-Reduction Strategies

While many of our services are similar to other financial advisors, we believe it's our job to take a deeper look at reducing taxes. Our analysis of tax strategies, social security, and all other types of investments helps create the most complete plan.

This area of focus looks at increasing income while decreasing taxes, taking income from the most tax-advantaged account(s), and rearranging the parts of each client’s situation for the best possible outcome.

Income Strategies

A primary concern with many clients is running out of money in retirement. Using a more productive approach, we analyze income strategies in retirement years; this means selling the right investments to acquire capital when necessary. Whether you need money for a new roof, vehicle, or normal everyday expenses we will work with to keep your portfolio on track.

Our goal is to design income strategies that provide the least hurtful approach and therefore make your money last longer.